Deferring the old-age pension
Individuals who have reached pension age can defer their entire pension by a minimum of one year and a maximum of five years (it is possible to cancel this on a monthly basis before the end of the maximum deferral period). If you defer your old-age pension, you forego drawing a pension for the duration of the deferral. You can cancel the deferral in any month of your choosing. The deferral results in a supplement to the pension amount of between 5.2 % and 31.5 % depending on the duration of the deferral period.
Erklärvideo «Flexibler Bezug der Altersrente»